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Hidalgo County Herald
Lordsburg, New Mexico
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July 15, 2011     Hidalgo County Herald
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July 15, 2011
 

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llJ l.alLllaUt]Jllllgl'lltl!ll lillllltlll Iti]Ltltt[LtJ[:"i[lmm1m"aawanJtJmjJ]i'UaB4  Ll JJL:illiJJJKk H.WIILIH,MLRJLJiAiONI 6 HIDALGO COUNTY HERALD A vehicle inspector reviews more than 150 points on a or ecams in a used car sale. Here, an inspector takes a of his vehicle inspection. He also surveyed the car's engir test drive prior to submitting the condition report. vehicle, and can identify potential issues under the hood of an Infiniti G37 as part interior and exterior, and took a short Photo courtesy AiM Mobile Inspections Four used car scams and how to outsmart them FRIDAY, JULY 15, 2011 Mortgage payment assistance available to 352 NM homeowners Submitted by DAN.SMITWPCGC Online car shoppers use websites like eBay Motors, Craigslist, Edmunds,.com and others to find the perfect car. However, the Internet has also become a resource for scammers, according to the National Con- sumers League (NCL), which saw an increase in seam-related con- sumer complaints during the first quarter of 2011. The NCL received more than 100 automotive-related con- sumer complaints between Jan. 1 and March 22 of thi year. The combined reported losses totaled approximately $293,000, accord- ing to NCL, the oldest consumer group in the United States. "Seam artists prey on con- sUPmers in search of a bargain, and these seams are no exception," said John Breyault, Director of the Fraud Center. "Unfortunately, the only person that's getting a steal is the con artist?' "Consumers need to protect themselves from unscrupulous sellers," said Eric Widmer. vice- president of sales and operations for AiM Mobile Inspections, a national inspection service which recently performed its 35 mil- lionth vehicle inspection. "Car shoppers need to have patience and common sense, and use the tools available to keep from get- ting taken advantage of." In the used car segment, two products exist to provide protec- tion and information for consum- ers: used vehicle inspections, like those provided by AiM Mobile Inspections, which has 500 full- time inspectors nationwide fo- cused on a vehicle's current con- dition; and the vehicle history report, such as AutoCheck, which provides information on a car's past. Pat Coady and Jason Soriano are vehicle inspectors for AiM with more than five decades worth of experience between them, and are sharing ways con- sumers can use these tools to com- bat seams: SCAM: Online sales These used car seams gener- ally involve a classified listing on popular sales and auction sites such as Craigslist, Yahoo! Autos, or eBay. The listings are gener- ally for late-model automobiles at well below market value. In the schemes, when the victim con- Information court6sy NMFAIAIbu- querque New Mexico homeowners at risk of losing their homes to fore- closure may be eligible for an in- terest-free loan that will pay a portion of their mortgage for up to two years. A total of 352 homeowners will receive as much as $50,000 each through the Emergency Homeowners Loan Program. The $1 billion program, which is part of the Dodd-Frank Wall Street Reform and Consumer Projection Act, is administered by the U.S. Department of Housing and Urban Development. The Emergency Home-own- ers Loan Program, or EHLP, is tar- geting homeowners who are be- hind on their mortgage payments because of job loss or unexpected medical bills. For many, it could be the last chance to save their homes. "Many responsible homeowners in our state have been tii hard by the financial cri- sis anO[persona! hardships," said Jay Cr, executive director of the Nbv Mexico Mortgage Fi- nance uthority. "This program the boost that is needed people get back on their could b to help istratic emerg which  partne must b July 22 Toi homeo' crease percent untary ploym gency. A will oversee the admin- of 102 of the State's ncy homeowner loans, rill be made through four agencies. Applications submitted no later than 2011. qualify for the program, ,ners must have had a de- an income of at least 15 as a direct result of invol- reemployment, underem-" nt or a medical emer- "hey must be at least three month[ delinquent, have a monthly mortgage payment greater[than 31 percent of their income[aSnd have received a noti- fication{ of foreclosure. Also, ap- l plicants must earn less than $75,000 or 120 percent of the Area Median Income and have a reasonable likelihood of being able to resume mortgage pay- ments when they are re-em- ployed. Qualified applicants will be selected to receive EHLP funds through a lottery. If chosen, homeowners will receive an in- terest-free, forgivable loan that will bring them current on their mortgages and subsidize their mortgage for 24 months or up to $50,000. After that, the loan will be forgiven over five years if the homeowner stays in their home and keeps current on their pay- ments. To apply for the EHLP pro- gram contact one of the follow- ing MFA partners. MFA cannot process the applications, so please do not call our offices. Southwestern Regional Housing and Community Devel- tacts the scammer, they are told that the seller is not local and .that payment for the car or for vehicle shipping should be sent via wire transfer to the seller. Often, the seller claims to be a member of the armed services who is either already deployed or preparing to deploy. As such, quick payment is necessary to ensure that the buyer received the "great deal" on the car. Solution: Requesting to have the vehicle inspected will help verify that the car for sale actually exists. A seller who re- fuses to meet in person is a red flag, and regardless of where the seller is located, AiM has a na- tionwide network of inspectors who can go anywhere to review a vehicle for sale. A second rule of thumb: Never wire money for a sales transaction. SCAM: VIN Tampering VIN (vehicle identification number) tampering has become more popular as crooked sellers try to hide unflattering informa- " tion that may exist on a vehicle's history report. Shady sellers have been known to search through parking lots for a car with the same make, model and color, copy its VIN and use that information to obtain a bogus history report for the car they're trying to sell. Solution: A professional ve- hicle inspection will uncover VIN tampering. "I've seen two or three different VINs on a vehicle" said Soriano. "Where a car that's been in a collision has been pieced together, even though it's illegal, and you find out there's parts from more than one vehicle attached to this body. That's not a car you want to buy. There are a number of VIN locations - you have to look at more than the dashboard - and make sure they match." SCAM: Unreported colli- sion damage Inevitably a dealership or body shop will end up witk a car that's been in a Collision, some major, some minor. For any num- ber of reasons, sometimes infor- mation about a collision or ma- jor damage on a vehicle goes un- reported, meaning it won't be on that vehicle's history report. Solution: A professional ve- hicle inspector knows the tell-tale signs of accident repair, whether it's from overspray, new parts, non-factory welds, unpainted bolts or unaligned b/ody panels. An inspection will reveal the damage prior to purchase, using photos on the condition report as proof, no matter how a seller tries to disguise prior repairs. "Some- times it's the car with extra lov- ing care, where they're really try- ing to hide some previous re- pairs." said Coady. SCAM: Title Washing Title washing is transferring a once-salvaged vehicle, such as a car that's been flood-damaged or totaled, to a state with more lenient title laws. When the state issues a new title, it may no longer show that it had been salvaged. Title washing helps car owners remove a vehicle's "salvaged" or "flood-damaged" tag, allowing the seller to re-sell the vehicle for a higher price. Solutions: Once a vehicle has been branded and that informa- tion is reported, it remains in that state's records no matter how many states the car is sold in. While the current title may no longer indicate severe damage or a salvage brand, a vehicle history report will. Consumers can also request a title guarantee from the dealer in writing. An inspection can also iden- tify problems that title washing attempts to cover up. "Nobody re- carpets a car for no reason," said Coady, referring to one sign of flood damage vehicle inspectors look for during an inspection. "Water lines on the engine, water in the headlights or spare tire well, a musty odor in the interior or a newly painted undercoating - no matter how a seller tries to hide it, we'll let a buyer know if that car has been damaged before." About AiM (www.aimmobileinspections.com) Long Beach, Calif.-based AiM tAlliance Inspection Management) was founded in 2005 to inspect the condition of new and used vehicles from bumper to bumper AiM's na- tional team of 500 technicians are equipped with Panasonic Toughbool tablet compulers and 3G cellular capabilities to perform com- prehensive, 150-point vehicle inspec- tions and deliver a report within 48 hours of the inspection. AiM, which has auto manufacturers, rental fleets, dealers, auction houses, finance com- panies and consumers among its cli- entele, recently performed its 35 mil- lionth vehicle inspection. Several new lightning fires start over 00,eekend Submitted by GILA NATIONAL manag FOREST/Silver City public Large thunderstorm systems With tt have moved across the Gila Na- tions ir tional Forest over the weekend extrem which started several fires, lant Firefighters have responded to 14 dencec lightning-caused fires so far. rang- man-c ing in size from a spot to 4 acres, treme Nine of these fires were held to public' less than one-tenth acre, with one forest ( reaching one-half acre before be- crease ing contained. Ground resources term. were able to get to most of these Fc fires very quickly with short the cm hikes. Gila N Two of these fires are in the 388-8: Gila Wilderness and are currently www.t being monitored. This decision www.il was made due to recent precipi- In tation in the area, the scattered federal fuels, and the fires showing little and ck to no growth as this time. Arizon; Two fires exceeded one acre w w w and will require extended sup- firenev pression activities before con- trolled. The Rincon Fire is located in the Gila Wilderness, 5 miles SW of Gila Hot Springs near Alum Mountain and is Cpently just over one acre. The Goat Fire is located 7 miles SW of Glenwood Submi in Goat Basin. Eight FOUNI smokejumpers from the Silver Fc City Base were dispatched to this Amedc fire which is currently 4 acres, and e, Containment efforts continue on needed both these fires, simply The Silver City Dispatch Found managed 2 fires on the Apache- Tl Sitgreaves National Forests on the Arizona/ New Mexico border where logistics and commumca- tions were issues. These fires were southwest of Glenwood and west of Reserve. All actions taken by fire rs lead to providing for nd firefighter safety first. , current Stage II Restric- place, the public has been dy cooperative and vigi- th compliance as evi- in the reduction in hu- Jsed fires with these ex- ire conditions. With the compliance at this time, fficials see no need to in- restrictions in the near more information about 'ent fire activities on the ttional Forest, call (575) 01 or visit ;.usda.gov/gila or ciweb.org. ormation about current and state fire restrictions ;ures in New Mexico and can be found by visiting publiclands.org/ s.php. opment Corporation 109 E. Pine Street, Suite 5 Deming, NM 88030 (575) 546-4181 Jerry Welch - Executive Di- rector - _iwelch@qwestoffiee.net Richard Hayes - Develop- ment Rehab Manager - Counse- lor - richardlchc @ qwestoffice.net Counties Served: Catron. Dona Ana. Grant. Hidalgo. Lin- coln. Luna. Otero. Sierra and SocorrQ MFA was created in 1975 by the New Mexico State Legisla- ture to provide quality affordable housing opportunities for all New Mexico residents. Since its incep- tion, MFA has helped an esti- mated 70,000 families find safe stable housing and provided more than $5 billion in affordable housing grants and loans, In 2010, MFA funded more than $300 million in low-interest rate financing and grants including $152 million in mortgages and down payment assistance to ap- proximately 1,200 first-time homebuyers throughout New Mexico. Joi00 the Arbor Day Foundation, Lha00e 10 trees planted tn U.S,. ted by ARBOR DAY ATION :est land is one of t's most prized resources, eryone can help plant trees in these vital areas y joining the Arbor Day tion. ough its Replanting Our National Forests campaign, the Arbor [pay Foundation will honor each nw memberwho joins the Foundation in July by planting 10 tree t in forests that have been devastated by wildfires, insects and di@ase. The cost to join the Arbor )ay Foundation is a $10 donat n. T ," need to replant forests in the r.s. is great. Recent years of un  ecedented wildfires has left a  tcklog of nearly 1 million acres at need replanting in Na- tional orests. The Arbor Day Found ion has worked with the U.S. F :est Service for more than 20 ye; to plant trees in forests that have the greatest need. It is essential to preserve for- ests because they produce oxy- gen, clean the air and are a source of abundant, clean and healthy drinking water for more than 180 million Americans. "Keeping our forests vibrant is vital to the overall health of the Earth, and we can help sim- ply by planting trees," said John Rosenow, chief executive and founder of the Arbor Day Foun- dation. "By planting trees in our forests, we can preserve these na- tional treasures so they will con- tinue to benefit Americans for generations to come." To join the Arbor Day Foun- dation and help plant trees in our National Forests, send a $10 mem- bership contribution to Replant- ing Our National Forests, Arbor Day Foundation, 100 Arbor Ave., Nebraska City, NE 68410, or go to arborday.org/july. WHAT A CHILD LEARNS ABOUT VIOLENCE A CHILD LEARNS FOR LIFE. 00)00DI00LAGARZA Thomas Gue I CARPET CLEANING, Attorney At Law i i i :ill "nity 'tT::' Commercial & Residential Steam Cleaning car- ::t;;iit::::i::, .stery Autmbtles5::.;4:i;788 (575)(575)546-5938546"3298 17 Water Extraction FreeEstimates tguerral@qwestoffice.net Deming, Swt : t8 I ati' Love-Mom It$, DTMS volletjball Carwash I HS & DTMS Volleyball teams would like  I I ank the people of the Lordsburg commu- 1 zho came out and supported the volleyball . .1 tsh and for making it a success. We would,, [ e to thank the parents who helped out. 1 Iv, we would like to thank Richard Chaires 1 ] mers Insurance for the use of tlae facility.  Lordsburg AssentSly of God Won00e. s Mi.istry goofed! Some raffle tickets were accidentally left out and in order to make it right we have pur- chased another iPad2 to give these people left out of,the drawing a fair opportunity to win. The new raffle date will be August 31, 2011, If anyone would like a chance, you can pur- chase tickets from Lucy May for $5 per chance or 3 for $10 by calling 575-534-5292. ]i'i]]i[$I[.Hii$i`T]]|*' IIIIlllill][ltllllllli,iilill]llLll]ll'l I,Itltl11111 n.i[,c il Illllt]]]l,r]lUim - - - - --