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Hidalgo County Herald
Lordsburg, New Mexico
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September 17, 2010     Hidalgo County Herald
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HIDALGO COUNTY HERALD FRIDAY, SEPTEMBER 17, 2010 3 SBDC Report Character matters when looking for a loan By LESLIE HOFFMAN, V.P. of Lending and Client Service, ACClON New Mexico • Arizona • Colorado Emmy Award-winning docu- mentary filmmaker Lena Carr needed money to buy filmmak- ing equipment and to travel to Arizona to wrap up work ona video about the life of an 18-year- old Native American man -- a project she Began when her sub- ject was 6 years old. The owner of Indian Summer Films turned to ACCION New Mexico- Arizona-Colorado, a nonprofit lender, two years ago for her first loan of $500. ACCION approved the loan for several rea- sons, including the social ben- efits of Carr's chosen profession, which also provides her an in- come through DVD sales. As col- lateral for that loan, Carr offered a traditional Navajo dress woven by her mother -- a sentimental possession that demonstrated her commitment to her business and her lender. Carr has returned to ACCION three more times for loans needed for working capital and to distrib- ute her films. Nontraditional lenders are out there ACCION is on of several New Mexico-based nontradi- tional lenders that lend money at competitive rates to small-busi: ness people• Since its inception, the community development or- ganization has helped 2,800 NOT E s F R o M THE SUNSHiNE HAM E I Lordsburg Police Athletic League's MarkThomas shown here with a resident of Sunshine Haven. P.A.L. generously donated some Lordsburg Maverick Teddy Bears to the facility for it's residents. SHNH welcomes new residents By LORENZO ALBA, JR. Happy days for us at Sunshine Haven! Our census continues to grow and more people in the area inquire about our fine facility. It is such a blessing to serve the bootheel of New Mexico. We are elated about our new residents' arrivals and look forward to serving tlem and their families. This past week for the Lordsburg High School Homecoming fes- tivities, Mark ThotaahLoul PL. stped b.2/..!th a donation of Lord.urg Maverick Tedd.y :Bears for some of our rEsi- dents. They donated at leat a dozen,bears. :z: On behalf of the residents and staff we are grateful to the EA.L. organization for their generosity. We'd also like to recognize them for all that they do for the youth in Lordsburg and Hidalgo County. The marketing team at our facility has been working really hard in getting the word out about our facility. Also to integrate the facility into the communities in Hidalgo County as well as the counties and cities in the immediate'area, including Luna and Grant Counties. We want to secure more resident which in turn will secure more available jobs at our facility. The roses are still blooming in our rose garden; the rain has cer- tainly helped. Well that is all for t his week. We invite you to come out and take a tour or just stop by to help us make our residents smile. See ya next week! small businesses with loans as small as $200 and as large as $150,000. Besides lending money, ACCION provides training and other support services to help people realize their ambitions and be catalysts for positive'eco- nomic and social change. The organization looks for character: hardworking small-business owners and emerging entrepre- neurs who share the organization's values of passion, a pioneering spirit, integrity, commitment to excellence and a history of accountability. ACCION and most lenders also require borrowers to meet basic criteria, including: Cash flow: The lender evalu- ates the business's monthly in- come and expenses to determine whether the borrower can cover a monthly loan payment. The or- ganization considers whether the loan will increase the business's income and often works with bor- rowers to make the most of their financial resources. Credit history: A credit re- port provides insight into a PO- tential borrower's previous rela- tionships with creditors• The lender reviews the most im- portant elements of the credit re- port, including the credit score• Collateral: A willingness to pledge items of value to secure a loan until it is repaid is an impor- tant indicator of client commit- ment. An ACCION loan can be used for a variety of business pur- poses that promise to improve an individual's financial health. Loans can be used to buy or up- grade equipment, purchase in- ventory or property or for market- ing. If the borrower doesn't meet ACCION's loan standards, the or- ganization will work with him to improve his financial position. Learn more about ACCION New Mexico. Arizona. Colorado at www.accionnm.org/. The Western New Mexico University Small Business Devel- opment Center (SBDC) is not a lending agency, but offers other assistance to entrepreneurs who are starting a business or wanting to expand an existing business. These services are available at no cost. Call 538-6320 for an ap- pointment with a business advi- sdr, fir- email sbdc @ wnmu.edu The SBDC, office "is located on, the secondfloor of the Besse-For- ward Global Resource Center on 12th Street. More information may be found at www.nmsbdc.com/silvercity/ index.html. Contact the SBDC office for information about these work- shops: September 16 - "How to Write a Marketing Plan" (pre- sented in Deming) September 27 - " Jour- ney to Financial Security" hcherald @ hotmail.com DECLARATIONS OF CAND DA(:Y DECLARATIONS OF CANDIDACY I, Lloyd V. Payne, hereby announce my candidacy for re-election to the office of Hidalgo .County Probate Judge. Lloyd V. Payne I, David A. Ramos, hereby announce my. candidacy to the office of County Commissioner Position l. Your vote and support in the November 2, 2010 Genbral Election will be appreciated. Thank You and Muchas Gracias. David A. Ramos I, Jody Hatch, hereby announce my Republican candidacy to the office of Hidalgo County Assessor. Your votes of support are appreci- ated. Jody Hatch I, Saturnino "Nino" Madero, would like to announce my Demo- cratic Candidacy for Hidalgo County Sheriff. I have been the Under Sheriff for Hidalgo County for the past eight years. As a secondary career I am a Certified School Bus Safety Inspector for the State of New Mexico since 1996, performing School Bus Safety Inspections throughout the state. I have been a Firearms Instructor since 1994 and New Mexico Press IIII Association Member Hidalgo County Herald (USPS 020697) is published weekly by Hidalgo County Herald in the City of Lordsburg, County of Hidalgo, 212 E. Motel Drive, Suite B, Lordsburg, New Mexico 88045-1948, 52 issues a year. Subscription rates vary. Subscription rate is $30 per year. Requests for corrections and complaints concerning news and editorial content Of the Hidalgo County Herald should be di- rected to the editor. For further information on the Hidalgo County Herald's approved grievance policies, readers may contact the pub- lisher• Any unsolicited manuscripts become the property of the Hidalgo County Herald and will not be returned. All information con- tained herein is copyrighted 2010 by the Hidalgo County Herald• All photos/stories, unless stated, are written by our staff. POSTMAS- TER: Send address changes to Hidalgo County Herald, 212 E. Mo- tel Drive, Suite B, Lordsburg, NM 88045-1948. Periodicals Postage Paid at Lordsburg, New Mexico. PUBLISHER/EDITOR: Brenda Hood : ADVERTISING MANAGER: Glenda Greene PHONE: 575-542-87.05 FAX: 575-542-8704 E-MAIL hcherald@aznex.net at present I also instruct Survival Spanish to the cadets at Western New Mexico University. Prior to that I have worked for the Motor Transportation Department, the Lordsburg Police Department and started my career with the Hidalgo County Sheriff's Department as a Detention Officer 22 years ago. I have been a big part in appropriat- ing grants and programs that have boosted equipment and vehicles that the Sheriff's Department has today• Your vote on November 2, 2010 will be greatly appreciated. Saturnino "Nino" Madero I, Mark Thomas, hereby announce my candidacy to the office of Magistrate Judge. Your support in the November 2, 2010 General Election will be appreciated. Mark Thomas I, Warren D. Walter, Republican, announce my candidacy to the office of Hidalgo County Sheriff. Your votes of support in the Novem- ber 2, 2010 General Election will be appreciated. Warren D • Walter I, Larry P. Martinez, hereby declare my candidacy to the office of Hidalgo County Commissioner, Position 2. The future of Hidalgo County is based on: • Our Children • Economic Growth • Education • Government transparency with spending • Opportunity for jobs' with work ethics Your support in the upcoming November 2nd 2010 General Election will be greatly appreciated Larry P Martinez I, Darr Reynolds Shannon, a Republican hereby declare my can- didacy to the office of Hidalgo County Commissioner, Position 2. Your vote of support during the November 2, 2010 General Election will be very much appreciated. Darr Reynolds Shannon I, Ed Kerr, ask for your vote for Hidalgo County Commissioner Position 1 in the November general election this fall. Ed Kerr I, Nyla Dawn Walter, Republican, declare my candidacy for Mag- istrate Judge of Hidalgo County. I respectfully request your vote in the General Election, November 2, 2010. I will honor your support with honesty and fairness. Nyla Dawn Walter I, Theodoro V. "Chopo" Castillo, hereby announce my candi- dacy to the office of Hidalgo County Assessor. Your support in the November General Electionwill be very much appreciated. Theodoro V. Castillo paid by candidates Herald staff photos Hidalgo Count HERALD - 212E. Motel Drive Suite B Lordsburg, NM 88045 Name Address City, State, Zip Largest Inventory of Quality Used Vehicles in the Area! Check out these great on used Trucks! 2000 Ford Expedition 1995 Ford F-25000 2008 Ford Edg00 1994 Jeep Wrangler - ..... 2007 Ford F-150 2003 Ford F-350 2007 Ford Explorer Sport Trac 2008 Ford F-250 4x4 2009 Ford F-150 Silver, Low Miles 2006 Ford Ranger 2007 Ford Expedition 2008 Ford F-350 Diesel "J 2000 Chrysler .... Co " """" '-"- '-- "-ncorde "  2006 Ford 500 2010 Ford Flex 2010 Ford Focus-Like New 2001 Nissan Sentra 2008 Buick Enclave--Loaded 2010 Ford Fusion, Very Low Miles 542-3551 412 £. Motel Drive, tordsburg, NM _ " ....... i