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Hidalgo County Herald
Lordsburg, New Mexico
September 19, 2014     Hidalgo County Herald
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September 19, 2014

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HIDALGO COUNTY HERALD FRIDAY, SEPTEMBER 19, 2014 3 SBDC .Calculating the of your busi By SBDC Staff As the name suggests, cash lar you spent in the early stages flow is simply the money that of setting up your business. flows in and out of your business. How do I calculate cash flow? However, it is arguably the most There are two commonly ac- important aspect of your busi- cepted methods for calculating ness. And, it's a good way for out- cash flow, direct and indirect. The siders to track your business's direct method is being used for performance, this article. The indirect, however, What is a cash flow statement? is just as common, and just as ac- A cash flow statement is a curate. record of the change in the cash If you prefer to do your ca_l- balance a business has on hand culations manually, or would like at any given time. Businesses can to understand how net cash flow use the cash flow statement to is calculated, here's a simple, record what has occurred to cash; four-step explanation (using the or a cash flow projection to fore- direct method): cast into the future in order to Note: be sure to read all four determine future needs for cash. steps in order to calculate net Ideally, more money flows in than cash flow. Here, we will be work- flows out, and the total never goes ing out cash flow based on three below zero. primary business activities---op- You will need to include a erating, financing, and investing cash flow projection in your busi- activities. ness plan document and you will 1. Work out your operating ex- need to keep an eye on cash flow penses and write the totaldown so long as your doors remain open First add up incoming cash for trading. This means, keeping from operations: cash received an up-to-date cash flow plan as from the sale of goods, services, you run and grow your business, receivables from customers, cash Why is understanding cash flow interest, and dividends. And no- important? rice, as you follow along, that in- While it is perfectly possible coming cash isn't the same as to be profitable on paper, there's sales; at least not for business-te- a big difference between money business sales that involve leav- you're owed and cash on hand. ing an invoice and getting paid This is why even a profitable busi- later. Sales on cash count imme- ness can go bankrupt if for ex- diately, but sales on credit don't. ample their receivables are not Once you've done this, fig- paid on time. This in turn will ure out the total amount of out- mean they cannot pay their own going cash from operations: pay- bills and operating expenses, ments for goods purchased, era- Good cash flow management ployee salaries, taxes, fines, in- can have a major impact on the terest paid to creditors, etc. This success of your business. With a includes buying inventory to be positive cash flow, you will be sold later. Ideally, you keep in- able to make inventory purchases, ventory for only a short time, so hire new staff and spend money it doesn't clog your cash flow. on the things that matter, includ- Now, subtract total outgoing ing paying yourself a salary! cash from total incoming cash. On the other hand, if you This will give you your total op- manage your cash flow poorly-- erations cash flow. Write this perhaps if you spend too much at down. the start--you won't have any 2. Calculate cash flow from your cash to spend on acquiring new financing activities leads and on advertising. If you This includes cash spent or don't watch your cash flow on a received from stocks, bonds, and regular basis, you could be set- other securities. ting yourself up for failure. Not First add up the total amount to mention the mental stress of of incoming cash from financing DECLARATIONS OF CANDIDACY Ed Kerr I, Ed Kerr, hereby announce my candidacy for the office of Hidalgo County Commissioner, Position 1. Your continued support will be greatly appreciated. --Ed Kerr Warren Walter I, Warren Walter, hereby announce my candidacy for the office of Hidalgo County Sheriff. Your vote of support will be very much ap- preciated. --Warren Walter Carmen Acosta I, Carmen Acosta, hereby announce my candidacy for the office of Probate Judge. I have 35 years of service in county government. I have also earned a Certificate of Completion on Probate from NMSU. It would be an honor and privilege to serve as your Probate Judge. I respectfully request your consideration in the 2014 General Election. --Carmen Acosta www.smithfordlordsburg, com Saturnine "Nino" Madero I, Saturnino "Nino Madero, Democratic candidate for the office of Hidalgo County Sheriff, respectfully ask for your support in the upcoming General Election in June 2014. Thank you. --Saturnino "Nino" Madero Mark Thomas I, Mark Thomas, would like to announce my candidacy for the position of Magistrate Judge. Your support will be greatly appreci- ated. -- Mark Thomas Darr Reynolds Shannon I, Darr Reynolds Shannon would like to announce my candidacy for Hidalgo County Commissioner. Thank you to all for the past support, and please know that I work for you...Hidalgo County. -- Darr Reynolds Shannon Marianne (Mimi) Stewart I, Marianne (Mimi) Stewart, hereby announce my Democratic candidacy for the office of Hidalgo County Commissioner, Position 1. Thank you for your support. -- Marianne (Mimi) Stewart Joseph "J.J." Salinas I, Joseph "J.J." Salinas, would like to announce my Democratic candidacy for Hidalgo County Commissioner, Position 2. Your sup- port will be greatly appreciated. -- Joseph "J.J." Salinas Nick Varela Ruiz I, Nick Varela Ruiz, would like to announce my Independent Party candidacy for Hidalgo County Commissioner, Position 1. Your votes of support in the November General Election will be greatly appreciated. -- Nick Varela Ruiz Tom Bill Black I, Tom Bill Black, announce my candidacy for NM House of Representative District 32. I will go to Santa Fe and work very hard for the people of Hidalgo County, Your support will be greatly appre- ciated. Thank you Sara Saenz ost im nt dren Cody and Shelby Jack A. R0bins0n Sr. FI0w Alice J0yce Noce (Parker)Davis; her son David (Tina) and daughters Monica (December 1, 1940-Septem- having to make back every dol- activities: proceeds from the sale ber 7, 2014) -- Tom Bill Black Check our our great selection of Tires at competitive prices! I, Sara Saenz, an0ounce my candidacy for the office of Hidalgo County Probate Judge, Independant candidate. Your votes of support will be greatly appreciated. Paid by candidates -- Sara Saenz of goods, investment earnings, any contributions received, cash from borrowing, and so on. Next add up outgoing cash from financing activities: cash paid toward debt, cash paid to buy back shares, dividend payments, etc. Now, subtract total outgoing cash from total incoming cash. This will give you your total fi- nancial cash flow. Write this down below your total Cash flow from operations. 3. Calculate cash flow from your investing activities First add up the total amount of incoming cash from invest- ment activities: cash from the sale of stocks or bonds, cash from the sale of company-owned assets, etc. Now add up the total amount of outgoing cash from invest- ments made: cash paid to acquire debt, cash paid to purchase assets, and so on, whatever is relevant to your business. Now, subtract total outgoing cash from investments you've made from total incoming cash due to investment activities. This will give you your total invest- ment cash flow. Write this down below your total financial cash flow. 4. Now calculate your net cash flow for the period you have se- lected To do this, you simply need to add the three ending figures you worked out above: Add your total operations cash flow to your total financial cash flow and then to your total investment cash flow. This will give you your net cash flow. An archive of SBDC Busi- ness Reports can be found at http://www.grantcounty items Western New Mexico University's Small Business De- velopment Center offers assis- tance to entrepreneurs who are starting a business or wanting to expand an existing business. These services are available at no cost. Call 538-6320 for an ap- pointment with a business advi- sor, or email The SBDC office is located in Watts Hall at 500 18th Street, at the intersection of Swan and Sil- ver Heights Blvd. An appoint- ment at your office is available by request. More information may be found at www.nmsbdc. com/silvercity/index.html. Contact the SBDC office for more information about these events. • October 7 - "How to Build Your Credit" • October 8 - Advertising Your Business on Facebook" • Alice Joyce Noce, 93, passed away peacefully September 6, 2014 at Sunset Vista Assisted Liv- ing Home in Silver City. Cremation has taken place under the di- rection of .... L o r d s - b u r g / : Home.Bright Funeral ~ : ~ A ra esi e ser E vice will be September 19, 2014 at Alice Joyce Noce 11:00AM at the Shakespeare Cemetery in Lordsburg, NM. Pastor Joe Pelegrine will officiate. She was born on July 24, 1921 in Red Wing, Minnesota, daughter of Henning and Leona Anderson. She enjoyed and loved being with her grand and great- grand children. She loved work- ing and being in her Beta Sigma Phi Sorority where she was a life member. She loved playing the lottery and doing her scratchers• She and Gene enjoyed playing canasta with their dear friends Edward (Billo) and Judy Fisher. On May 29, 1949 she was married to Eugene Parque Noce and celebrated 59 years of mar- riage before his death in 2008. She prided herself in being a do- mestic engineer. She also worked in the retail business of selling women's clothes and jewelry. She is survived by her three sisters-in-law Carol and Joan Anderson and Melsina Noce. She is also survived by her four chil- dren, three daughters, Gloria Farris (Jay), and son Shannon (Charlotte) and children Levi and Clayton of Silver City, Linda Nava (Demetrio) and son Chris- topher (Samantha) children Kali and Kyle Ivy, and daughter Denise and Betty Gregory (Gil- bert) and sons Joseph (Kristin) children Hannah and Helenah (Esmeralda and Eli), Robert (Misty) and children Marcus and Alexis, and daughter Suzy(Shawn) Lamborn and chil- Bullying can affect you in many ways. You may lose sleep or feel sick. You may want to skip school. You may even be thinking about suicide. if you are feeling hopeless or helpless or know someone that is, please call the LIFELINE at 1-800-273-TALK (8255) For more resources, visit Gonzales and children Alicia and Luis and Stephanie (Ralph) Aguilar and children Angelina,Ylianna, Victor, and Anisah. Many nieces and nephews survive her as well. She was pre- ceded in death by her parents Henningand Leona Anderson, husband Eugene Noce and grand- son Marcus Gre- gory, two Sisters Elaine (Paul) Kayser and MaryBelle (Curly) Anderson and four brothers Dennis, Neal (Dode), Robert (Joyce), and Cliff. Also preceding her were her sisters-in- laws Martha (John) Chapman, Ida (Siby) San Marco, Rachel Halverson, Julia (Clifford) Mar- tin children Clifford Jr. and Jacquelyn, Louise (Jack) Morgan and brother-in-laws Fausto (Frieda) and Joseph, and Edward (Billo) and Judy Fisher their very close friends. Serving as pallbearers are Robert Gregory, Christopher Nava, and Shannon Farris. Hon- orary pallbearers are Marcus Gre- gory, Shawn Lamborn, Parker Davis, Joseph, Eli Gregory, Cody Davis, Kyle Ivy, Levi, and Clayton Farris. Arrangements are with Lord~burg/Bright Funeral Home 408 Main Street, Lordsburg, NM, 88045• Contributions can be made in her name to Sunset Vista Assisted Living Home, 3650 Fowler Ave, Silver City, NM 88061. To send condolences login to Jack A. Robinson Sr. 73, of Clovis, NM died Sunday, Septem- ber 7, 2014 at Plains Re- gional Medi- cal Center in Clovis, NM. Visitation was held from 4:00 PM - 6:00 PM Thursday, Sep- tember 11, 2014 at Muffley Fu- JackAIvin Robinson Sr.neral Home, 1430 Thornton St., Clovis, NM. Graveside ser- vices were held at 11:00 AM CDST Friday, September 12, 2014 at Sunset Terrace, Farwell, TX with Brad Mahan officiating. Jack was born December 1, 1940 to William and Maude Cleopatra (Morce) Robinson in Rural Dona Ana County, NM. In 1990, he married Susan Niehause in Muleshoe, TX. Jack was a De- tention Officer and member of Valley View Community Church in Animas, NM, the Elks in Lordsburg, NM, NRA and AQHA. He enjoyed leatherwork. Survivors include his wife, Susan Robinson of the home; two sons, Jack "Jay" Robinson Jr. of Austin, TX, Samuel (Kathy) Robinson of Lubbock, TX, two daughters; Kelley keyes of Aus- tin, TX, Rose Olsen (Jeff) Morris of Wexford, PA, six grandchil- dren; Jackie, Randy, Baran, Caleb, Abram, and Maci. Arrangements have been en- trusted to Muffiey Funeral Home 575 762-4435 www.muffley 542-3030 904 East Motel Dr. Lordsburg THANK YOU TO ALL OUR LOYAL CUSTOMERS FOR 8 YEARS OF CONTINUED SUPPORTI .,,...- --. =COUPON.- ..---.,-- ... m II i1=_, Drink & Chips Additional toppings 45¢ each MUST PRESENT COUPON aood thtu 10/2/2014/81 IIIml IIIIIIli IIIIIIIll lilim IIIIBI l l l l l I came to Lordsburg when I was 3 years old. I loved this community, and thanks to good friends and great neighbors, I was able to live here happily for more than 83 years. I made so many long time friends, and more new ones in the last several years. For some reason, I was always surprised at how nice everyone was to me, especially after losing my wife. Even though I rarely accepted your offers of help, I appreciated every kind word and thought. I asked my family to share my gratitude with you at an appropriate time. Today would have been my 87th birthday and it's time to say Thank You. Thank you for helping me to collect pictures to record our community history. After I didn't get out much, thank you, Noah for the Christmas card. There are too many to name, but I thank you all for the kindness you showed to me and my family. ,7o/ ,,4 y, Hidalgo County IJJI New Mexico Press Ii!1 Association Member Hidalgo County Herald (USPS 020697) is published weekly by Hidalgo County Herald in the City of Lordsburg, County of Hidalgo, 212 E. Motel Drive, Suite B, Lordsburg, New Mexico 88045-1948, 52 issues a year• Subscription rates vary. Subscription rate is $40 per year by USPS mail, $25 per year by email. Requests for correc- tions and complaints concerning news and editorial content of the Hidalgo County Herald should be directed to the editor• For further information on the Hidalgo County Herald's approved grievance iPolicies, readers may contact the publisher. Any unsolicited manu- scripts become the property of the Hidalgo County Herald and will not be returned. All information contained herein is copyrighted 2014 by the Hidalgo County Herald. All photos/stories, unless stated, are written by our staff• POSTMASTER: Send address changes to Hidalgo County Herald, 212 E. Motel Drive, Suite B, Lordsburg, NM 88045- 1948. Periodicals Postage Paid at Lordsburg, New Mexico. PUBLIsHER/EDITOR: Brenda Hood ADVERTISING MANAGER: Glenda Greene PHONE: 575-542-8705 FAX: 575-542-8838 E-MAIL hcherald 2012 Ford Explorer Loaded, Certified Pre-Owned Retail $32,350 ONLY $29,995 2011 Ford Fusion Loaded, Certified Pre-Owned Retail $18,165 ONLY $15,995 2007 Chevy 2500 Duramax, Leather, Flatbed Retail $23,995 ONLY $18,995 Need Service? We offer FMI We offer great deals on tires, employees special and Discounts on oil changes pricing on new and and brake repairs, used vehicles! Keep Your ILL any written deal to keep your business in Hidalgo Countyl 542-3551 412 E. Motel Drive, tordsburg, NM Come in and take a look at our full line of new Fords. If we don't have it we can get it. Freeport Employees: Ask about our Special Pricing on New Fords