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October 3, 2014     Hidalgo County Herald
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HIDALGO COUNTY HERALD FRIDAY, OCTOBER 3, 2014 3 SBDC Minimize risk and maximize with business plan By DARRELL V. ARNEIConsult- ant and Workshop Presenter for Technology Ventures Corporation Running a business without a management plan is like em- barking on a long road trip with- out a map: You might reach your destination eventually, but not without wasting time and money on unnecessary detours, dead- ends and delays. Planning and controlling are the two legs on which a well- managed company stands. Plan- ning involves setting goals, de- termining how to reach them and, finally, doing what's necessary to attain those goals. Controlling involves putting the plan in mo- tion and monitoring its progress over time. Where are we? Just like the "you are here" arrows that direct first-time shop- pers at an enormous shopping mall, awareness of one's starting point is essential to a well- thought-out business plan. At this phase, a business owner needs clear answers to a few questions, such as: 1. What is the business's ob- jective or reason for being? 2. What is the business's fi- nancial background? 3. What external forces does the business face in the form of competitors, suppliers and cus- tomers? 4. What are the business's internal strengths and weak- nesses? Do the business's manag- ers have the skills to keep the enterprise on course in a turbu- lent economy? Where do we want to he and when? The next step in planning requires predicting what the busi- ness might encounter at some dis- tant place and time that can't be seen. This skill requires a man- ager to be both realistic and opti- mistic while thoughtfully consid- ering: 1. Where does the business want to go and how fast does it want to get there? In business terms, this means what territory does the business hope to serve success and with what products? WhatWatts Hall at 500 18th Street, at rate of profitability is likely, and the intersection of Swan and Sil- how will the business be orga- ver Heights Blvd. An appoint- nized and managed to achieve merit at your office is available this rate? by request. More information 2. What are the various roads may be found at www.nmsbdc the business can take to reach its .com/silvercity/index.html. objectives? What are the chap Free Workshop "Preparing for lenges and opportunities pre- a Business Loan" sented by each possible path? On Tuesday, October 7, Which road best matches the George Kenefic with The Loan business's skills and resources? (3. Fund, will talk about how your What do managers predict will credit score and collateral are happen on their chosen path? important when considering ap- What slumps and emergencies plying for a loan. He will elabo- should they prepare for, and how rate on these topics so potential can they prepare? borrowers are fully informed How do we get there? about what awaits them and what Once a business plan hasspecific steps they can take in identified a path and a destina- those areas. He will address the tion, it has to determine what ve- areas where aspiring business hicle can make the journey most owners need to become knowl- efficiently. Answering the follow- edgeable, or what steps must be ing questions can help managers taken by owners of existing bust- build this vehicle:((1. What steps nesses seeking to expand; also the must the business take to meet its need for some kind of business objectives? In what order should plan, a bookkeeping strategy, these steps be taken? 2. What appropriate marketing and pro- money, personnel, machinery and motion techniques; and any other resources will be needed? 3. Is areas of interest the audience the business plan realistic? How wishes to discuss, once the fun- will results be evaluated? How damentals have been co.vered. will internal and external devel- And finally "loan ready" is a pre- opments be monitored? 4. What view of how a loan application is help will the business need to conducted and processed, why reach its goals, and where will certain questions are asked, ap- this help be found? The best propriate borrowing expecta- plans incorporate controls -- ob- tions, and duration of a success- jective ways of measuring ful application from start to loan whether goals are being reached, closing. Nothing can replace hard work Contact the SBDC office for and luck, but, without a plan, more information about these nothing is what a business can events. expect to achieve. .October 7 - "Preparing for a An archive of SBDC Bust-Business Loan" hess Reports can be found at -October 8-AdvertisingYour http://www.grantcounty Business on Facebook" DECLARATIONS OF CAND DACY Ed Kerr beat.com/index.php/archived- items Western New Mexico University's Small Business De- velopment Center offers assis- tance to entrepreneurs who are starting a business or wanting to expand an existing business. These services are available at no cost. Call 538-6320 for an ap- pointment with a business advi- sor, or email sbdc@wnmu.edu. The SBDC office is located in I, Ed Kerr, hereby announce my candidacy for the office of Hidalgo County Commissioner, Position 1. Your continued support will be greatly appreciated. --Ed Kerr Warren Walter I, Warren Walter, hereby announce my candidacy for the office of Hidalgo County Sheriff. Your vote of support will be very much ap- preciated. --Warren Walter Carmen Acosta I, Carmen Acosta, hereby announce my candidacy for the office of Probate Judge. I have 35 years of service in county government. I have also eamed a Certificate of Completion on Probate from NMSU. It would be an honor and privilege to serve as your Probate Judge. I respectfully request your consideration in the 2014 General Election. --Carmen Acosta www.smithfordlordsburg, com Saturnino "Nino" Madero I, Saturnino "Nino Madero, Democratic candidate for the office of Hidalgo County Sheriff, respectfully ask for your support in the upcoming General Election in June 2014. Thank you. --Saturnino "Nino" Madero Mark Thomas I, Mark Thomas, would like to announce my candidacy for the position of Magistrate Judge. Your support will be greatly appreci- ated. Darr Reynolds Shannon -- Mark Thomas I, Darr Reynolds Shannon would like to announce my candidacy for Hidalgo County Commissioner. Thank you to all for the past support, and please know that I work for you.,.Hidalgo County. -- Darr Reynolds Shannon Marianne (Mimi) Stewart I, Marianne (Mimi) Stewart, hereby announce my Democratic candidacy for the office of Hidalgo County Commissioner, Position 1. Thank you for your support. -- Marianne (Mimi) Stewart Joseph "JJ.".Salinas I, Joseph "J.J." Salines, would like to announce my Democratic candidacy for Hidalgo County Commissioner, Position 2. Your sup- port will be greatly appreciated. -- Joseph "J.J." Salines Nick Varela Ruiz I, Nick Varela Ruiz, would like to announce my Independent Party candidacy for Hidalgo County Commissioner, Position' 1. Your votes of support in the November General Election will be greatly appreciated. -- Nick Varela Ruiz Tom Bill Black I, Tom Bill Black, announce my candidacy for NM House of Representative District 32. I will go to Santa Fe and work very hard for the people of Hidalgo County, Your support will be greatly appre- ciated. Thank you -- Tom Bill Black Check our our great selection of Tires at competitive prices! Sara Saenz I, Sara Saenz, announce my candidacy for the office of Hidalgo County Probate Judge, Independant candidate. Your votes of support will be greatly appreciated. Paid by candidates -- Sara Saenz Senior Citizens Lunch Menu Monday, October 6 Taco Salad Spanish Rice Squash/Margarine Tortilla Chips Orange Tuesday, October 7 Chicken Pot Pie Green Beans Greek Salad/Dressing Fruit Salad Wednesday, October 8 Roast Beef Mashed Potatoes/Gravy Vegetable Salad California Vegetables WW Roll Pineapple Thursday, October 9 Baked Mac & Cheese Capri Blend Vegetables Dinner Roll/Margarine Chocolate Pudding Friday, October 10 BBQ Chicken Baked Bans Potato Salad Peaches WW Roll/Margarine Tropical Fruit USDA unveils anticipated key new programs to help farmers better manage risk Essential Oils Booth to everyone who attended the Doterra event at Dennys! Continued from Page 1 at www.fsa.usda.gov/arc-plc. USDA provided $3 million to the Food and Agricultural Policy Research Institute (FAPRI) at the University of Missouri and the Agricultural and Food Policy Center (AFPC) at Texas A&M (co- leads for the National Association of Agricultural and Food Policy), along with the University of Illi- nois (lead for the National Coali- tion for Producer Education) to develop the new programs. "We're committed to giving farmers as much information as we can so they can make an in- formed decision between these programs," said Vilsack. "These resources will help farm owners and producers boil the informa- tion down, understand what their options are, and ultimately make the best decision on which choice is right for them. We are very grateful to our partners for their phenomenal work in developing these new tools within a very short time frame?' Starting Monday, Sept. 29, 2014, farm owners may begin vis- iting their local Farm Service Agency (FSA) offices if they want to update their yield history and/ or reallocate base acres, the first step before choosing which new program best serves their risk management needs. Letters sent this summer enabled farm own- ers and producers to analyze their crop planting history in order to decide whether to keep their base acres or reallocate them accord- ing to recent plantings. The next step in USDA's safety net implementation is scheduled for this winter when all producers on a farm begin mak- ing their election, which will re- main in effect for 2014-2018 crop years between the options offered by ARC and PLC. Today's announcement was made possible through the 2014 Farm Bill, which builds on his- toric economic gains in rural America over the past five years, while achieving meaningful re- form and billions of dollars in savings for the taxpayer. Since enactment, USDA has made sig- nificant progress to implement each provision of this critical leg- islation, including providing di- saster relief to farmers and ranch- ers; Strengthening risk manage- ment tools; expanding access to rural credit; funding critical re- search; establishing innovative public-private conservation part- & OPER.ATED 575494-1385 www.ppcnm.com ~ide variety of (ills for: * Wcltness ~ Spa * Living A For more info, contact Rebecca Richins-Varela at 770-856-8908 algo County -- IIII ERALD Mexico Press IIIi ciation Member unty Herald (USPS 020697) is published weekly by unty Herald in the City of Lordsburg, County of Hidalgo, el Drive, Suite B, Lordsburg, New Mexico 88045-1948, 52 issues a year. Subscription rates vary. Subscription rate is $40 per year by USPS mail, $25 per year by email. Requests for cOrrec- tions and complaints concerning news and editorial content of the Hidalgo County Herald should be directed to the editor. For further information on the Hidalgo County Herald's approved grievance policies, readers may contact the publisher. Any unsolicited manu- scripts become the property of the Hidalgo County Herald and will not be returned. All information contained herein is copyrighted 2014 by the Hidalgo County Herald. All photos/stories, unless stated, are written by our staff. POSTMASTER: Send address changes to Hidalgo County Herald, 212 E. Motel Drive, Suite B, Lordsburg, NM 88045- 948. Periodicals Postage Paid at Lordsburg, New Mexico. PUBLIsHER/EDITOR: Brenda Hood ADVERTISING MANAGER: Glenda Greene PHONE: 575-542-8705 FAX: 575-542-8838 E-MAIL hcherald @aznex.net nerships; developing new mar- help improve quality of life in kets for rural-made products; and rural America. For more informa- investing in infrastructure, hous- tion, visit ,www.usda.gov/ ing and community facilities to farmbill. Josephine Bejarano Margie L. Livingston Devoted Mother, grand- mother and wife Josephine S. Bejarano, 75, was called into heaven on Sunday Septem- ber 21, 2014 at 10:26pm at St. Joseph's Catholic Church in Tucson, mz. Josephine was born July 11, 1939 in Lordsburg, NM. She was preceded in death by her parents Josephine S. Manuel and Catalina Bejarano Sanchez, her only sister Maria Sanchez, two grandbabies, and two great- grandbabies. Josephine is survived by her hus- band of 40 years, Rogelio S. Molinar; eight children, Max and Shery! Sanchez of San Antonio, TX, Anita'Lopez and JC, Margie L. Livingston Kathy and Richard Muniz, Bertha and Sammy Ochoa, Carlos and Pat Bejarano, Lydia and Jesus Cordova, An- thony and Michelle Bejarano and Rogelio Molinar Jr., all of Tuc- son, AZ.; 32 grandchildren; 38 great-grandchildren; four broth- ers, Manuel and Pablo Sanchez of Lordsburg, NM and Joe and Hector Sanchez of Tucson, AZ; and numerous nieces and neph- ews. Josephine's final resting place is at Funeral Del Angel Southwest in Tucson, AZ. # Restoration Digital Conversion Prints-Any Size Posters PRINTING 575.542.8705 Located in the f'lidal.~o Cot~u() tfera/d Margie L. Livingston, 82, a longtime resident of Lordsburg passed away Friday September 26, 2014 at Sierra Medical Center in E1 Paso. Visitation was Tuesday September 30, 2014 at 10 o'clock at The First Baptist Church where funeral services be- gan at 11 with Rever- end Will Lackey, Pas- tor officiating. Con- cluding services and interment followed at Mt. View Cemetery. Margie was born December 31, 1931 in Silver City to Floyd Melvin and Dorothy Bednorz Myers. Over the year~ she lived in several areas of the Southwest including Columbus where she worked at the local bar and the Colum- bus Utility Depart- ment, in Hachita she worked at the Caf6 and Bar and in Playas she worked at the Playas Bowl- ing Alley and the Playas Utility Department. Upon moving to Lordsburg in 1984 Margie drove the local school bus and was also active with the Girl and Cub Scouts and the Rebekah Lodge. She is survived by her daughters, Joanne Montez (Vicente) of Rio Rancho, NM, Donna Crouch (Bill) of Radium Springs, NM; 7 grandchildren, Carla Malone, Russell Fallis, Will W.O. Fallis, Gina Fallis, Delane Dunagan, Charla Turner, and Leo Turner; and 10 great grandchil- dren. She was preceded in death by her parents, first husband Raymond T. Smith, second hus- band W.P. "BiI'l,~Li~iffg~~ Glen Ray Smith,~ali, d~~ Jffmes Myers. Pallbearers were Will Fallis, Russell Fallis, Leo Turner, Clark Smith, and Clarky Smith. Entrusted to the care of Baca's Funeral Chapels. Exclu- sive provider for "Veterans & Family Memorial Care". To sign the online guest book or to send a card, please visit our website at www.bacasfuneralchapels.com. 811 S. Gold Ave., Deming, NM 88030. Phone: 575.546.9671 2012 Ford Explorer Loaded, Certified Pre-Owned Retail $32,350 ONLY $29,995 2011 Ford Fusion Loaded, Certified Pre.Owned Retail $18,165 ONLY $15,995 2000 Bt Itury Clean 2001 Ford F-150 4x4 Need Service? We offer FM! We offer great deals on tires, employees special and Discounts on .oil changes pricing on new and Keep Your Loc#! a w, : AT+ tWILL =PI/ any written deal to keep your business in Hidalgo County! 542-3551 412 E. Motel Drive, Lordsburg, NM Come in and take a look at our full line of new Fords. If we don't have it we can get it. Freeport Employees: Ask about our Special Pricing on New Fords