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Hidalgo County Herald
Lordsburg, New Mexico
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October 7, 2011     Hidalgo County Herald
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October 7, 2011
 

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8 HIDALGO COUNTY HERALD FRIDAY, OCTOBER 7. 2011 FOR SALE YARD SALE REAL ESTATE FOR RENT YARD SALE: Children's clothes, fur- niture, housewares, tools, antique tools, air compressor and camper shell. Saturday. October 8, 7:00 a.m. to 11:00 a.m. at 1404 Lead Street (KOA Street). T ........................................... YARD SALE: Saturday, October 8, 8 to 11 AM. 2 beige swivel bar stools $30, infant boy clothes, baby swing, toddler car seat, boys toddler bed frame with matching comforter and bean bag (sports theme), 100 lb. Everlast punching bag with stand $150 and more! 95 Soto St. Lordsburg. For more information call 542-3753. leave message. All excel- lent condition. 1 tp FOR SALE BOAT FOR SALE: 18' fiberglass out- board motor Ski Boat,'Mercury 135 engine. $1500 OBO. Call 575-590- 0917. ltp Advertising in the flidalg() C()untv Is easier than ever! FOR SALE: Chevrolet Motor Home. low miles, runs good $2000 OBO HOUSE FOR RENT: 2 or 2 bedroom, 1996 Chevrolet Corsiba, runs good 1 bath home with fenced back yard. $750 firm No indoor pets. Call 575-590-1063. Webley Mark 6 454.Revolver $23/o7p Laptop Computer with Windows XP & WiFi $200 New Adirondack Rocking Chair, PicnicTables, Dog Houses, Planters & Birdhouses. HOUSE FOR SALE OR RENT: 601 Call 575-313-0961 ltp East 7th Street, 3 BR, 2 BA. $600/Mo Rent. Block fenced yard, newly painted inside.Call 480-380-7873 or ApacheWar Dance/Self Defense 575-542-3700. YARD WORK: Call 575-313-3247. "Cleanliness is next to Godliness." ltp ............................................ Math Tutoring PO Box 520 Lordsburg, NM 88045 bidandeechohi @ yahoo.com ltp Southside Readers of the Week CORRECTION. Southside Elementary School Readers of the Week were Madison Miller, Vincent Montoya, Brooklyn Romero, Skeater Lassiter, Candelario Mendoza and Vanessa Montoya. They are pictured above with Principal Garcia. Courtesy photo Po Box 520 07/21p, SBDC ............................................ Lordsburg, NM 88045 bidandeechohi @ yahoo.com FOR SALE or RENT: 2 bedroom, 1 dy h g ltp bath house with attached garage forBe rea w en banks p up their lendin ............................................ sale. $40,000 or rent for $450/Month. Big, enclosed back yard with block By SBDC Staff if minimal monthly payments are fence. Excellent shape. Call 542-9663 Will you be sitting on "go" made. bankers question if addi- or575-590-0818, when banks start lending again? tional interest and principal on a ltp We may be headed into un- new loan can be afforded. ............................................ charted territory, but banks have Bankers also like to see a WILL BUY GOLD! Gold jewelry, scrap, broken pieces, dental gold, any condition. 8K-18K If your not sure, we'll test it for you. Call 575-639-2484 or stop by the Cottage House, 214 East Motel Drive. ltp VISA . Out of the blue. ) see if you qualify: dblue.com/usa tckage only. Not available in all areas. hsted phone number. Come watch the big air cannons compete! Past winners have exceeded 3,000 feet! Mi h ,el's IBARBER St!0P HOURS" Tuesday-Friday 9 AM-5 PM Saturdays 9 AM-3PM 207 Main Street, Lordsburg, NM 575-313-9300 14'x24' PORTABLE BUILDING FOR SALE Purchased new in 2007. Building has handicap-accessible restroom, 5'x6' closet, refngerated air conditioning unit. Was used as a hair salon, but is a versatile building that has many uses. Sale includes handi- cap ramp and porch. Must be moved. Moving arrangements can be made for small fee. For more information, call 575-313-3883. ltc ................... ~ ........................ FOR SALE OR LEASE: 4 Bedroom House on 2.8 acres. Refrigerated air. 2 corrals, 2 poultry houses, pond, fruit trees, pecan trees, sheds, 4 fencedin enclosure~ around house for small animals. Ideal location for children. Call 542-9663 or 575-590-0818. ltp LEGAL NOTICE A regular meeting of the Southwest New Mexico Council of Governments wil be held Thursday, October 20, 2011,9:00 a.m. at the Silver City Town Annex, 1203 Hudson Street, Confer- ence Room (on l"t Floor), Silver City, New Mexico. A closed session may be called dur- ing the Annual Meeting, pursuant to NMSA 1978 10-15(H). If you are an individual with a disability who needs a reader, amplifier, qualified sign lan- guage interpreter or any other form of auxiliary aid or service to attend or participate in the meeting, please con- tact the Council of Governments of- rice at 1203 North Hudson, Silver City, New Mexico or call 388-1509 at least one week prior to the meeting. An agenda may be obtained at 1203 North Hudson (Town of Silver City Annex. 2"~ floor) in Silver City or by calling (575) 388-1509. All members are urged to attend. The meeting is open and the public is invited to at- tend. Jovita G.Gonzales, Chair to lend at some point. That's why written business plan to under- now is the time to start building a stand the direction the business strong banking relationship. Find is going and its viability. A busi- out how to be ready when funds ness-plan is just as valuable to are available in this week's article the business owner, and the time by Paul Goblet. investment ad- spent writing one is a good in- viser to the New Mexico Small vestment in the business's future. Business Investment Corpora- A written plan will also help tion. communicate variances that Tight credit markets of the might be present in prior year's past few years have made it diffi- financial reports. Assistance with cult for business owners to obtain writing a comprehensive busi- loans to expand their business, ness plan is available at the 20 Getting a loan is still as hard as New Mexico Small Business De- ever, even though most financial velopment Centers around the institutions have plenty of capi- state. tel to lend. With the interest rate It's not easy to get a loan charged banks by the Federal these days. Having a business Reserve Bank at almost zero. it's plan. managed expenses, and surprising so little capital is mov- credit score awareness is the stax~- ing around. Loans. as a percent- ing point for thoughtful dia- age of deposits, are very low. logue and good relations with a Credi! will loosen eventually lender who can make a loan hap- because banks can't survive long- pen: term without making loans. Stung Western New Mexico by losses when loans defaulted. banks are understandably more conservative: but they need in- terest revenue from loans to grow. Recent financial activity suggests money might be start- ing to flow again. That's why now is a good time to build a relation- ship with one or more financial institutions through dialogue. Before dialogue starts, business owners should fully understand their financial position. Most business owners have a clear grasp of the sources and amount of cash generated by their business. While it's important to be aware of all revenue sources. it's far more important to under- stand every .line item in the ex- pense chart. The past few years have forced many companies to face reduced revenues, yet ex- penses have continued to go up. Salaries and benefits make up a large portion of expenses in a service busNess, while a retail We love you with all our hearts. You bring us so much joy & happiness! Love YotL hbbm! Love, Mommy & Daddy & allyour Family business has inventory and a much higher cost of goods sold. Owners focused on these may overlook smaller expenses that make a business less profitable-.. A little time spent understanding each expense will go a long way toward making necessary reduc- tions. A banker will want to see fi- University's SBDC offers assis- tance to entrepreneurs who are starting a business or wanting to expand an existing business. These services are available at no cost. Call 538-6320 for an appointment with a business ad- visor, or email sbdc@wnmu.edu. The SBDC office is located on the second floor of the Besse-Forward Glo- bal Resource Center on 12th Street. More information may be found at www.nmsbdc.com/ silvercity/index.html. Call or email the SBDC of- fice for information about the following events: October 7 - Inaugura- tion Ceremony for WNMU President Joseph Shepard October 8 - Home- coming parade and football game An archive of SBDC Busi- ness Reports can be found at h t t p : / / www. grantcountybeat.com/ Home.html Nowlg Rono t 8 2 BR, 1 BA, Utilities Included. *with Lease Call 505-227-1167 ESTANCIA PUMPKINFEST SATURDAY. OCTOBER 15. 2011 Proceeds will benefit the Estancia Rotary Club's Scholarship Program Parking aad Admission only $10 per carload (6 or less) or $5 per person I Parade through Estancia at 10:30 ann I | Practice lmmchmg sta~s at noon | I ~ Competition be_gins at 1 pm J Also: carnival rides, rood and area booth~ prince and priaeess ero wMng, and m uch morn ! For more information call ~ ~05) 384-27.77_ 238-3821. or 384-4246. New Inventory Huge Selection/ nancial reports from the past two Button ~fw Ear to three years so .changes in the 1_27) t e//y yenrow " longue business's financial position can be ascertained. Any changes, Silver Rings Dangles Logos 14K 07c whether good or bad. will have ............................................ to be Now Serving 2 Locations inside the Cottage 2i4 E. Motel Drive * Lordsburg explained. Negative changes don't necessarily mean the loan will be denied, but the bank will want to understand what happened, the corrective measures being taken, and the ef- fect on the business's future. Virtually every financial in- stitution uses credit scores to evaluate the credit history of busi- - nesses and individuals. A person's credit score can be the most criti- cal reflection of his or her reputa- tion. Loan defaults destroy it, and high debt loads lower it. A large number of credit cards can indi- cate high debt. and late payments can signal inability to pay. Even Regular Meeting Public notice is hereby given that the regular meeting of the City Council and the Housing Commission of the City of Lordsburg, New Mexico wil be held on Thursday~ October 13, 2011 at 5:30 p.m. A complete agenda will be available 24 hours prior to the meeting. If you need an accommodation of a disability to enable you to fully partici- pate, please contact City Hall 48 hours before the meeting at 575-542-3421. /s/Frank M. Rodriguez Mayor O7/14c REAL WEST CINEMA 11585 HWY: 18(1 EAST ' 5384659 ' www,h011ywo0d.com 7-13 575.542.8880 418 Silver Heights Bh, d, Silver City, NM & 813 S. Main Street, Lordsburg Open Monday-Friday HOT & FRESH, MADE DAILY! Coming Soon:-Footloose & Puss In Boots 7:O0 AM to 3:OO PM / ] ] 1 1 II