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Hidalgo County Herald
Lordsburg, New Mexico
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May 22, 2015     Hidalgo County Herald
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May 22, 2015
 
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HIDALGO COUNTY HERALD FRIDAY, MAY 22, 2015 3 SBDC Major spending mistakes many entrepreneurs make By SBDC Staff When first starting out, it of- ten seems that simple things like monthly subscriptions will only help your business. But after the first few months--then years-- the small costs can really add up. Q. What are major spending mistakes entrepreneurs make unintentionally? 1. Paying Too Much in Mer- chant Account Fees One critical component in your business is how you collect money from your customers. A large piece of that for many com- panies is credit card processing. It can be costly to make a knee- jerk decision to set up what is quick and has a simple pricing model, rather than finding a repu- table rep to save you on fees. 2. Hirim the Wrom Coach Business coaching is a huge business and it's easy to get swept up into making a five-figure in- vestment without considering what your business needs most. Be willing to take your time, re- ally research a coach's reputation and get the right fit. 3. Paying for Services That Charge Monthly Services that charge monthly can become a financial drain. The prices don't seem high but when you multiply everything by 12 months, these benign costs can really add up. A lot of early-stage entrepreneurs are not tight enough on costs. Imagine if you had found enough savings to hire another employee. It is much bet- ter to have another great em- ployee than a bunch of rarely used services. Warren S. Peterson Jr. Warren S. Peterson Jr., 72, a resident of Lordsburg, NM en- tered eternal rest Monday, May 18, 2015 at Silver City Care Cen- ter. He was born January 5, 1943 in Santa Barbara, CA to Warren S. Peterson Sr. and Susan A. Gutierrez. He is survived by his loving wife, Josie V. Peterson of the fam- ily home; five sons, Warren S. Peterson III of Safford, AZ; Lance Peterson (Kristi) of Maxwell, NM; David Peterson (Cheri) of Safford, AZ; Andrew Valenzuela of Lordsburg; Gerald Tavison Peterson of Phoenix, AZ; two daughters, Sonia Allen (Delbert) of Los Lunas, NM; Kathy Unruh (Ryan) of San Diego, CA; 13 grandchildren; 7 great grandchil- dren; one sister, Denise Dieser (John) of CA; two brothers, Jim Peterson (Sharon) of Seattle, WA; Larry Peterson (Carol) of Santa Barbara, CA. He was preceded in death by his parents. Visitation will be Friday, May 22, 2015 from 9:30- 10:15a.m. at St. Joseph's Catho- and holy rosary to begin at 10:15 a.m. with Father Robert Becerra reciting. The funeral liturgy will fol- low at 11 a.m. at St. Joseph's Catholic Church with Father Robert Becerra officiating. Con- cluding services interment will follow at Shakespeare cemetery. Pallbearers will be David, Stan and Lance Peterson, Andrew Valenzuela, Michael Bejarano and Daniel Cittadini. Honorary pallbearers will be Larry and Jim Peterson and Gerald Tavizon Peterson. Arrangements are with Terrazas Funeral Chapels "Trusted care for the ones you love" - 575-537-0777. To send condolences, visit www.terrazas funeralchapel.com. UPCOMING EVENTS 00uality BODY & PAINT Insurance Claims Expert Color Match Fiberglass Repair Buffing Detailing All Makes, All Models (including motorcycles) o FREE Estimates Lou Montenegro Wabash Street (across from McDonald's) Lordsburg, NM 88045 Call 575-741-0791 4. Spending Too Much on Rent Getting a cool office at the beginning might seem like a great idea. You can afford it this month, but can you really afford it for the next year or two? There are people who have glamorized the "startup lifestyle" and be- lieve cool offices are a necessary part of it. That couldn't be fur- ther from the truth. You can change the world straight from your garage. 5. Paying Unexpected Legal Expenses What may seem like a simple legal question can result in a 20- page memo and a $3,000 invoice. Some attorneys are willing to of- fer project rates or a cost cap on a project to help you budget your legal expenses. It is worth asking your attorney if they would con- sider a project rate or cost cap fee arrangement. After all, if you don't ask, you don't get. 6. Hiring a PR Firm Right Away All too often early-stage en- trepreneurs are enticed by the glamour and recognition of ar- ticles, awards and credentials, and hire a pricey PR firm in excite- ment. However, it is critical to re- sist that urge and let your work be your calling card. If the energy and passion you put into your work shows then the awards and recognition will follow organi- cally. 7. Paying For Too Much Debt Responsible borrowing re- lies on figuring out your debt coverage ratio. Take how much money you earn from your opera- tions each month before paying back any debt, and divide that number by your expected debt payments each month. That ratio should be between 1.25 and 1.50 at the lowest, and ideally it would be higher. The absolute maximum amount you could decide to bor- row should be dictated by that ratio. An archive of SBDC Busi- ness Reports can be found at http://www, grantcounty beat.com/index.php/archived- items Small Business Develop- ment Center Prospective entre- preneurs and business owners can get free one-on-one help from Western New Mexico University's SBDC in Watts Hall at 500 18th Street, corner Silver Heights Blvd. and Swan. Assis- tance is available to entrepre- neurs who are starting a business or wanting to expand an existing business. These services are avail- able at no cost. Call 538-6320 for an appointment with a business advisor, or email sbdc@ wnmu.edu. More information may be found at www.nmsbdc .com/silvercity/index.html. LOCAL FO011 www.smithfordlordsburg, corn In Hidalgo County Check out our facebook pa3el www.facebook.com/ hidal3ofarmersmarket andmercado The Community Garden has Swiss Chard and Kale for anyone who ["or more ilf!lrnlatitln, like 1 oil ww'. ['a ccholk, clm ." hid alglcfnm ty fotd ca lirio n and w'aw, fact'booL corn/ hidHgofzr met smarkct andmecado Market & Mercado starts June 19th, If you have questions would like to be a vendor at We kope your garden is coming alongl If you haven't planted yet, it's not too late. New Mexico Press illl Association Member Hidalgo County Herald (USPS 020697) is published weekly by Hidalgo County Herald in the City of Lordsburg, County of Hidalgo, 212 E. Motel Drive, Suite B, Lordsburg, New Mexico 88045-1948, 52 issues a year. Subscription rates vary. Subscription rate is $40 per year by USPS mail, $25 per year by email. Requests for correc- tions and complaints concerning news and editorial content of the Hidalgo County Herald should be directed to the editor. For further infmation on the Hidalgo County Herald's approved grievance policies, readers may contact the publisher. Any unsolicited manu- scripts become the property of the Hidalgo County Herald and will not be returned. All information contained herein is copyrighted 2015 by the Hidalgo County Herald. All photos/stories, unless stated, are written by our staff. POSTMASTER: Send address changes to Hidalgo County Herald, 212 E. Motel Drive, Suite B, Lordsburg, NM 88045- 1948. Periodicals Postage Paid at Lordsburg, New Mexico. PUBLIsHER/EDITOR: Brenda Hood ADVERTISING MANAGER: Glenda Greene PHONE: 575-542-8705 FAX: 575-542-8838 E-MAIL hcherald @ hotmail.com Theresa Ruiz wins Mud Draw art contest Courtesy submission The Hidalgo County Mud Drag committee recently hosted a logo contest for all kids to par- ticipate in. Student artists had the chance to win a free t shirt and have their artwork featured as the organization's logo and design. The following students par- ticipated: Central Elementary Uriel Retana Dayton Barka Marie Ford Dameon Heath Lorenzo Mata Jonathon Vera Christopher Morrow Samuel Ornelas Scan Ramirez Skyeann Jacquez Evan Moreno James Cuevas Animas Elementary Carson Potter Celeste Pirtle Erick Sanchez The Mud Drag crew selected Theresa Ruiz's drawing as the winner, based on her original drawing and creativity in the theme phrase. Ruiz is a 4th grader in Ms. Arredondo's class at Central. She will receive a free t-shirt in her size, as well as be an- nounced as the art contest win- ner at the mud drags this year. Her drawing will be used on the T shirts which will be sold at the mud drags this year, as well as on all advertising products used for the 2015 Mud Drags. Continued from Page 1 Literacy Program The Hidalgo County Lit- eracy Program (HELP) offers 1- to-l/class tutoring for basic read- ing, language, math and com- puter skills. HeLP also offers tu- toring in English Second Lan- guage (ESL) and pre-GED/GED prep. Office location is 317 E. 4th Street, Suite B. Entrance to HCLP is located off the alley, second door to the right. Contact Program Director Sherri Arredondo at 575- 313-7738 or 575-542-9407 or email at hclp@aznex.net Rockabilly On The Route Come to Tucumcari, New Mexico, June 4 - 7, 2015 for the third annual Rockabilly On The Route. There will be a Classic Car & Vintage Bike Show, Merchant Market, Swap Meet, Beer Garden, Live Music day and night, Bur- lesque/Variety Show, Pin Up Con- test, and Wheels on 66 Parade. Spend a fun filled weekend in Tucumcari? Check it out at www.rockabillyonthe route.com MVD hours Regular hours at the Lordsburg Motor Vehicle Depart- ment Office are Monday-Friday, 8 AM to 4 PM, closed 12-1 for lunch. Square dances Square Dance to modern music every Thursday at the Church at Safford Gym, 3616 South Hwy 191, across from the armory and Graham County Fair- ground in Safford, AZ from 6 - 7:30 p.m. Basic/Review, 7:30 - 9pm Mainstream Dancing. $5 per dancer, and always free to watch. For info, contact Susan at 928- 428-7379. Line Dancing Beginning line dancing meets Wednesdays at 10:00 a.m. at the Special Events Center. Ad- vanced line dancing is held at 6:15 p.m. at the Senior Citizens Center, Mondays and Thursdays. Bring your water and come join in the fun for some low impact exercise, good music and fun? It's free and no experience is neces- sary. For more information call Fabiola Cano 575-542-2356. Team Kids Team Kids youth group will be meeting every Wednesday at 6:00 p.m. at the First Baptist Church of Lordsburg, corner of 3  and Animas Streets. Team Kids is open to kids grads 1-6. H MS collecti ng glasses Hidalgo Medical Services is currently accepting eye glasses that are no longer being used. They will be recycled for needy patients. If you would like to do- nate, drop them off at the Family Support Department at HMS. Step Aerobics The Active and Alive Hot Steppers Aerobics class is held at 6:15 PM at Central Elementary School on Tuesday and Wednes- day. For more information call Fabiola Cano 575-542-2356. Veteran photos The Hidalgo County Herald is continuing to accept photos of veterans to be added to our exist- ing database of more than 400 photos. If you or your loved one was not included in the 2005 col- lection of photos, please bring your photo to the Herald on Mon- days from 9 to 2 or Tuesdays from 9 to 5 p.m. You will also need to provide branch of armed forces served and war or conflict the vet- eran served in, if applicable. If you are unsure whether or not the photo is on file, call 575-542- 8705. Water Aerobics Active and Alive Water Aero- bics will be held at the Comfort Inn on Tuesdays and Thursdays from 9:30 to 10:30 a.m. For more information call Fabiola Cano 575-542-2356. Suicide prevention Suicide Prevention meetings are held the first Monday of each month at the Hidalgo Complex in Lordsburg at 7:00 p.m. The public is invited. AA/NA Meetings Alcoholics Anonymous (AA) meetings are held on Wednesdays from 8-9 PM at 1036 E. Motel Drive and Fridays at noon at La Frontera in Lordsburg. Narcotics Anonymous (NA) meetings are held on Saturdays from 5:30-6:30 PM at the First Methodist Church. For more information call 575.542.8115 or 575.654.6698. I'OOKING'FOR-A-DEAI'? Stop by and take a look, or give us a call (Manny, Nelson or Eric) 2009 Chev. 1500 4x4, Ready to Go! 2005 Ford F-150 4x4 Priced to Move! 2011 Toyota Camry Low Payments 1 Nissan Altirna --, Super Clean Need Service? We offer FAIl We offer great deals on tires, employees special and Discounts on 0il changes pricingon new and and brake repairs, used vehicles/ SMITH ,4 Well [00A'r ,Ijl00 Wl LLil I R/ any written deal to keep your business in Hidalgo County! 542-3551 FORD 412 ,. Molel Drive, ,ordllburg, NM Come in and take a look at our full line of new Fords. If we don't have it we can get it. Freeport Employees: Ask about our Special Pricing on New Fords Check our our great selection of Tires at competitive prices!